Notes from the desk, written to be useful
No market commentary, no rate predictions. These are the four things we end up explaining most often, written down so you can read them before the conversation instead of during it.
- Articles
- 4
- Written by
- The originators, not a content team
- Figures
- Samples throughout
More from the team
The statement date, not the due date, is what your credit score reads
The most common credit mistake we see costs buyers an entire pricing tier, and it is fixed by paying a card ten days earlier.
Rafael Garza
Reading a builder's lender incentive without the sales pressure
New construction in Rio Rancho comes with a closing cost credit if you use the builder's lender. Sometimes that is the best deal on the table. Here is how to tell.
Nadia Okonkwo
What makes a pre-approval letter strong enough to win an offer
Most pre-approval letters are a paragraph with a number in it. Listing agents know the difference, and so should you.
Rafael Garza