Your buyer's financing, without the silence
Most of what goes wrong between an agent and a lender is information, not underwriting. These are the six things we commit to on every file we take from a partner agent.
- Median clear-to-close
- 22 business days (sample)
- Pre-approval turnaround
- Usually same day
- Status updates
- Tuesday and Friday
Six commitments
- 01
A mobile number that a person answers
Not a queue. If your listing agent calls at seven on a Sunday about a Monday deadline, somebody picks up.
- 02
Pre-approval letters written per property
At the offer price, naming the lender and the program, never showing your buyer's maximum capacity to the other side.
- 03
Status every Tuesday and Friday
Copied to you, whether or not anything changed. You should never have to ask where a file is.
- 04
Honest timelines before you write dates
We tell you if the file is a 22-day close or a 35-day close before the contract is signed, not in week four.
- 05
A one-page letter for listing agents
Median clear-to-close time, the lender the file sits with, confirmation income and assets are documented, and a direct line. It settles VA scepticism quickly.
- 06
We will tell your buyer to wait
If ninety days of credit work makes the difference, we say so. You lose a month and keep a client who closes.
What we can do together
- Co-hosted buyer workshops
- You bring the room and the market piece, we bring the financing half. Two hours on a Saturday, no cost to you, and the attendee list is yours.
- Listing-agent letters
- A one-page lender letter for competitive offers, written the same day, addressing appraisal protections directly on VA files.
- Payment sheets for your listings
- Sample payment breakdowns at three down payment levels, produced for a specific address, clearly marked as illustrations.
- Pre-offer strategy calls
- Fifteen minutes before your buyer writes, so the financing contingency and the closing date are both realistic.
From partner agents
As a listing agent I can tell a real pre-approval from a template. Theirs names the lender and the program, and when I call the number a human answers.
Brianna Colquitt Associate broker, Nob Hill
We are always happy to be checked out before you send a client. Call the office, ask for Elena or Rafael, and ask whatever you would want to know.
Start a partnership
Tell us a little about your business and we will call you back. Choose "Working out my options" if none of the categories fit; the notes field is the useful part.
We do not pay referral fees or anything of value for the referral of settlement service business. Any co-marketing is cost-shared at fair market value and documented.
Process questions
Not covered here? Call (505) 555-0135 or send us a note. Se habla español.
Our median from contract to clear-to-close is 22 business days on a straightforward purchase (sample). Renovation loans, USDA and jumbo files with two appraisals take longer, and we tell you which bucket you are in before you agree contract dates.
Tell us before you do anything. Lenders re-verify employment shortly before closing. A move within the same field is often workable on an offer-letter program, but a surprise is what kills files.
New credit accounts, large purchases, cash deposits, moving money between accounts without telling us, and co-signing for anyone. Furniture can wait three weeks.
Constantly. Agents get a direct mobile number, same-day pre-approval letters and a one-page lender letter for listing agents. See the realtor partner page.