Terms of Service

Agreement

By using this website you agree to these terms. If you do not agree, please do not use the site. You can reach us at hola@garzamortgageteam.com, by phone at (505) 555-0135, or by mail at 6320 Menaul Blvd NE, Suite 210, Albuquerque, NM 87110.

Use of this website

Content on this site is provided for general information. You agree not to misuse the site, attempt to gain unauthorized access, or copy content for commercial use without permission.

Quotes, estimates and bookings

Prices, estimates and availability shown online are indicative until confirmed in writing by our team. Final pricing depends on an assessment of your specific needs. Bookings are confirmed only when you receive a confirmation from us.

Cancellations

Please give us as much notice as possible if you need to cancel or reschedule. Any applicable cancellation terms will be explained when your booking is confirmed.

Limitation of liability

To the fullest extent permitted by law, we are not liable for indirect or consequential losses arising from use of this website. Nothing in these terms limits liability that cannot be limited by law.

Licensing and lending disclosures

The Garza Mortgage Team is an independent mortgage brokerage. NMLS #0000000 (placeholder). New Mexico Mortgage Loan Company License #00000 (placeholder). The identifiers shown on this website are placeholders for a demonstration site and are not live license numbers.

We arrange mortgage loans; we are not the lender and we do not make credit decisions. Equal Housing Opportunity. We do business in accordance with the Federal Fair Housing Act and the Equal Credit Opportunity Act.

Every rate, APR, payment, fee, credit, saving and timeline shown anywhere on this website, including in the calculators, is a sample figure for illustration only. Nothing on this site is an offer of credit, a rate lock, a quote or a commitment to lend.

Governing law

These terms are governed by the laws of the State of NM.