(505) 555-0135Start my application

Two hours on a Saturday, free since 2018

No sales pitch at the end. Rafael has run these in library community rooms and cultural centers every month for years, in English and in Spanish. Bring a notebook and your actual questions.

Start my applicationBook a call
Cost
Free
Length
About two hours
Languages
English and Español
An audience at a community homebuyer workshop
Where we run themLibrary community rooms, cultural centers and the Kirtland family support calendar

Upcoming dates

Seats are limited by the room, not by us. If a session fills, ask to be added to the next one and we will hold you a place.

  • SaturdayOctober 11

    First-time buyer basics

    Cherry Hills Library, community room, Northeast Heights

    • How much house your income actually supports
    • What a Loan Estimate is telling you
    • Down payment assistance you may qualify for
    English28 seatsReserve a seat
  • SaturdayOctober 25

    Comprando su primera casa

    South Broadway Cultural Center, South Broadway

    • Crédito y cómo mejorarlo antes de aplicar
    • Documentos que pide el banco
    • Programas de ayuda en Nuevo México
    Español35 seatsReserve a seat
  • SaturdayNovember 8

    Self-employed buyers clinic

    Rio Rancho Public Library, Rio Rancho

    • Tax returns versus bank statement programs
    • What your CPA needs to know before April
    • Structuring a purchase around a variable year
    English24 seatsReserve a seat
  • SaturdayNovember 22

    VA loan workshop

    Kirtland Family Support Center, Southeast Albuquerque

    • Entitlement, restoration and second use
    • Residual income and why it helps you
    • Tidewater and the appraisal protections you have
    English40 seatsReserve a seat

What we cover

The same six things every time, because they are the six that change what a buyer can do. The last one runs as long as people keep asking.

  1. 01How much house your income actually supports, and where debt-to-income stops you
  2. 02Reading a Loan Estimate: page one, page two, and the two boxes that matter
  3. 03Credit: what moves a score in 60 days and what does not
  4. 04Down payment assistance in New Mexico and the income tests
  5. 05What underwriting reads in your bank statements
  6. 06Questions, for as long as people have them

We do not take applications in the room and nobody is asked for a social security number. If you want to talk afterwards, we are happy to, and if you do not, that is the normal outcome.

People talking after a homebuyer workshop
No pitchBring a notebook. Most people leave with a plan and no appointment.

Reserve a seat

Tell us which session and we will email the room details. Call (505) 555-0135 if you would rather book by phone, or ask about a session in Spanish.

Step 1 of 3

What brings you here?

A little about the file

Please choose how you are paid.

Please choose a timeline.

Please choose a range.

A guess is fine, but please pick one.

Where do we send the comparison?

Please enter your name.

Please enter a valid email address.

Please enter a phone number we can reach you on.

Please choose an area.

Demo form. Nothing is transmitted or stored. Rates and figures shown anywhere on this site are samples.

Got it. Here is what happens next.

  1. Within one business hour. An originator calls or texts you, whichever you prefer.
  2. Same day. We send a secure document link with the checklist that matches how you are paid.
  3. Next morning. The same scenario goes to three to five wholesale lenders and you get the comparison in writing.

In a hurry? Call (505) 555-0135 and ask for whoever is not on a closing call.

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