Cookie Policy

What cookies are, which ones we use, and how you can control them.

Last updated
September 1, 2026

Cookie Policy

What are cookies?

Cookies are small text files stored on your device when you visit a website. Similar technologies include local storage and pixels.

Cookies we use

We group cookies into four categories:

  • Strictly necessary: required for security and to remember your privacy and accessibility settings. These cannot be switched off.
  • Functional: remember choices such as your location or partially completed forms.
  • Analytics: help us understand how visitors use the site, using aggregated data.
  • Marketing: measure the performance of our advertising and show relevant offers.

Managing your preferences

You can accept, reject or customize non-essential cookies using the banner shown on your first visit, or at any time through the Cookie settings link in the footer. You can also block cookies in your browser settings, although some features may not work as intended.

What we do not do

We do not use cookies to build a credit profile, to sell your browsing to lead aggregators, or to pre-qualify you without your knowledge. The calculators on this site run entirely in your browser and send nothing anywhere.

This is a demonstration website. The Garza Mortgage Team is not a real business, licensing identifiers are placeholders, and this document is sample content rather than legal advice.

Cookie preferences

Choose which cookies you allow. You can change this at any time from the link in the footer.